A government-loan specialist
FHA loans (insured by the Federal Housing Administration) were 38.0% of its lending, against 24.9% at similar lenders (independent non-bank lenders making between half and twice as many loans); VA loans (guaranteed by the Department of Veterans Affairs) 11.2%, against 7.8%; and RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) 6.4%, against 0.6%, higher than nearly all of them. Manufactured homes were 6.1%, against 1.9%. Home purchases made up 79.5%.