Applications / Mortgage Analytics / Lenders / California / Synergy One Lending / Competition
Synergy One Lending
San Diego, CA · Independent non-bank lender · CFPB · 8,115 loans in 2025
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8,115
loans originated, 2025
11,752
applications, 2025
46
states and territories
0
gaps bigger than at similar lenders
Who Synergy One Lending competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DENVER-AURORA-CENTENNIAL, CO, 2025
Synergy One Lending ranks 37th of 754 lenders in Denver-Aurora-Centennial, CO, with $235.5M lent: 0.7% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BATON ROUGE, LA, 2025
Synergy One Lending ranks 4th of 369 lenders in Baton Rouge, LA, with $148.1M lent: 4.0% of a $3.67B market.
Baton Rouge, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CLEVELAND, OH, 2025
Synergy One Lending ranks 18th of 577 lenders in Cleveland, OH, with $145.8M lent: 1.3% of a $11.41B market.
Cleveland, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BOISE CITY, ID, 2025
Synergy One Lending ranks 15th of 409 lenders in Boise City, ID, with $137.9M lent: 1.6% of a $8.88B market.
Boise City, ID is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Synergy One Lending ranks 86th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $118.2M lent: 0.3% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BURLINGTON-SOUTH BURLINGTON, VT, 2025
Synergy One Lending ranks 33rd of 146 lenders in Burlington-South Burlington, VT, with $6.6M lent: 0.4% of a $1.59B market.
Burlington-South Burlington, VT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CAPE GIRARDEAU, IL-MO, 2025
Synergy One Lending ranks 20th of 157 lenders in Cape Girardeau, IL-MO, with $5.4M lent: 1.3% of a $401.7M market.
Cape Girardeau, IL-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PORTLAND-SOUTH PORTLAND, ME, 2025
Synergy One Lending ranks 123rd of 364 lenders in Portland-South Portland, ME, with $4.7M lent: 0.1% of a $5.78B market.
Portland-South Portland, ME is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Synergy One Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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