Applications / Mortgage Analytics / Lenders / California / Sun West Mortgage Company
Cerritos, CA · Independent non-bank lender · CFPB · 8,918 loans in 2025
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8,918
loans originated, 2025
16,270
applications, 2025
52
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Sun West Mortgage Company is a refinance-heavy, government-loan lender that grew 36% in 2025 to 8,918 loans, faster than most similar lenders.
Originations rose 36% from 6,556, against 14% for similar lenders (independent non-bank lenders making between half and twice as many loans) and 10% for the whole market, faster than about three-quarters of similar lenders. It is still far below the 30,359 loans it made in 2020.
Refinances were 50.7% of its lending, with purchases at 48.0%. VA loans (guaranteed by the Department of Veterans Affairs) were 22.3%, against 7.8% at similar lenders, higher than nearly all of them, and FHA loans (insured by the Federal Housing Administration) 40.1%, against 24.9%. Conventional loans were only 36.7%.
It made 42.7% of its loans in majority-minority areas, against 25.1%, more than nearly nine in ten similar lenders, and 22.9% in LMI (low- and moderate-income) areas, against 20.8%. California is its main state, and Los Angeles-Long Beach-Anaheim, CA is its largest market. Its typical rate, 6.25%, was lower than 6.62% at similar lenders.
It lends in 52 states and 365 metros. In Riverside-San Bernardino-Ontario, CA it ranks 31 of 707 with a 0.6% share, unchanged from a year earlier, and in Phoenix-Mesa-Chandler, AZ its 0.3% share was also unchanged.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Sun West Mortgage Company took 16,270 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 50.7% · Purchase 48.0% · Other 1.3%
FHA 40.1% · Conventional 36.7% · VA 22.3% · USDA (RHS or FSA) 0.9% · of 8,918 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 1,697 | 19.0% |
| Texas | 1,058 | 11.9% |
| Florida | 658 | 7.4% |
| Arizona | 538 | 6.0% |
| Georgia | 358 | 4.0% |
| Illinois | 304 | 3.4% |
| Puerto Rico | 289 | 3.2% |
| Ohio | 247 | 2.8% |
| North Carolina | 246 | 2.8% |
| Virginia | 245 | 2.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Riverside-San Bernardino-Ontario | 465 |
| Phoenix-Mesa-Chandler | 419 |
| Los Angeles-Long Beach-Glendale | 295 |
| Houston-Pasadena-The Woodlands | 293 |
| Chicago-Naperville-Schaumburg | 247 |
| Dallas-Plano-Irving | 212 |
| San Juan-Bayamón-Caguas | 206 |
| Kansas City | 184 |
| Atlanta-Sandy Springs-Roswell | 175 |
| Fort Worth-Arlington-Grapevine | 163 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300SK2GVCQXPD4S58 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3875713 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 76443809990 | 1991–2017 |
Established 12 August 1980. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Sun West Mortgage Company's data.
Sun West Mortgage Company's data
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Sun West Mortgage Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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