Applications / Mortgage Analytics / Lenders / California / Sierra Pacific Mortgage Company / Competition
Sierra Pacific Mortgage Company
Folsom, CA · Independent non-bank lender · CFPB · 7,434 loans in 2025
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7,434
loans originated, 2025
10,545
applications, 2025
47
states and territories
0
gaps bigger than at similar lenders
Who Sierra Pacific Mortgage Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Sierra Pacific Mortgage Company ranks 101st of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $223.3M lent: 0.2% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Sierra Pacific Mortgage Company ranks 30th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $120.9M lent: 0.6% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Sierra Pacific Mortgage Company ranks 127th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $106.2M lent: 0.2% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
Sierra Pacific Mortgage Company ranks 62nd of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $102.3M lent: 0.3% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Sierra Pacific Mortgage Company ranks 103rd of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $94.9M lent: 0.2% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HELENA, MT, 2025
Sierra Pacific Mortgage Company ranks 126th of 168 lenders in Helena, MT, with $385K lent: 0.0% of a $800.9M market.
Helena, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BISMARCK, ND, 2025
Sierra Pacific Mortgage Company ranks 120th of 145 lenders in Bismarck, ND, with $305K lent: 0.0% of a $795.9M market.
Bismarck, ND is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH, NY, 2025
Sierra Pacific Mortgage Company ranks 104th of 282 lenders in Kiryas Joel-Poughkeepsie-Newburgh, NY, with $4.8M lent: 0.1% of a $4.18B market.
Kiryas Joel-Poughkeepsie-Newburgh, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sierra Pacific Mortgage Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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