Applications / Mortgage Analytics / Lenders / California / AmeriHome Mortgage Company
Thousand Oaks, CA · Non-bank lender · CFPB · 9,160 loans in 2025
AmeriHome Mortgage Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
9,160
loans originated, 2025
15,379
applications, 2025
49
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AmeriHome Mortgage Company is above all a buyer of loans, with 155,122 purchased in 2025 against 9,160 of its own originations, and its own lending grew 47%, faster than most similar lenders.
AmeriHome Mortgage Company bought 155,122 loans in 2025, up from 137,884, while the typical similar lender bought none; here similar lenders are non-bank lenders making between a quarter and four times as many loans. The 9,160 loans it made itself are a small part of what passes through it.
Originations rose from 6,219 to 9,160, against 18% for similar lenders and 10% for the whole market, faster than about seven in ten of them. They are still below the 14,595 of 2020. Refinances are 63.0% of its loans, so its volume may move with rates: its typical rate was 3.38% five years ago and 6.50% now.
Loans insured by the Federal Housing Administration (FHA) were 48.3% of its originations, up from 31.4% in 2024, against 24.2% at similar lenders, more than four in five of them. Even so, only 0.3% of its loans were higher-priced (a rate well above the average for similar loans), against 2.9% for similar lenders, among the lowest fifth.
Questions the data can answer next
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. AmeriHome Mortgage Company took 15,379 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 63.0% · Purchase 37.0%
FHA 48.3% · Conventional 46.2% · VA 5.5% · of 9,160 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 1,692 | 18.5% |
| Georgia | 705 | 7.7% |
| Florida | 619 | 6.8% |
| California | 540 | 5.9% |
| Pennsylvania | 524 | 5.7% |
| Illinois | 452 | 4.9% |
| Indiana | 431 | 4.7% |
| Ohio | 396 | 4.3% |
| Alabama | 335 | 3.7% |
| Tennessee | 311 | 3.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Houston-Pasadena-The Woodlands | 477 |
| Atlanta-Sandy Springs-Roswell | 421 |
| Dallas-Plano-Irving | 364 |
| Chicago-Naperville-Schaumburg | 326 |
| Austin-Round Rock-San Marcos | 161 |
| Lakewood-New Brunswick | 142 |
| Louisville/Jefferson County | 125 |
| Indianapolis-Carmel-Greenwood | 120 |
| Oklahoma City | 119 |
| Lake County-Porter County-Jasper County | 110 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900HA4DQWAE0W3342 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3871751 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7382799035 | |
| Respondent ID (the HMDA filer code before 2018) | 77208000003 | 1990–2011 |
Established 30 September 2014. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: AmeriHome Mortgage Company's data.
AmeriHome Mortgage Company's data
$215
AmeriHome Mortgage Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy AmeriHome Mortgage Company's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]