Applications / Mortgage Analytics / Lenders / Connecticut / Planet Home Lending
Meriden, CT · Independent non-bank lender · CFPB · 14,469 loans in 2025
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14,469
loans originated, 2025
18,891
applications, 2025
52
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Planet Home Lending is a government-loan specialist that buys far more loans than it originates, and its own originations grew 39% in 2025, faster than most similar lenders.
FHA loans (insured by the Federal Housing Administration) were 40.2% of its 2025 originations and VA loans (guaranteed by the Department of Veterans Affairs) 31.3%, against 25.6% and 8.7% for similar lenders (independent non-bank lenders making between half and twice as many loans). Conventional loans were 27.7%, lower than all but a few peers. Refinances were 57.7% of its loans.
It bought 76,602 loans in 2025, up from 51,420 the year before, the most among its peers, whose typical figure was 42. Its own originations were 14,469, so the loans it buys form most of the business it reports.
Originations rose 39%, higher than about four in five similar lenders, whose typical growth was 15%, and than the whole market's 10%. They remain below the 21,252 of 2020. Its typical rate, 6.12%, was lower than about nine in ten peers, and 2.2% of its loans were higher-priced (a rate well above the average for similar loans), against 4.5% for peers.
It lent in 52 states, 405 metros and 1,848 counties without a large share in any of its biggest markets. Its share in Riverside-San Bernardino-Ontario rose to 0.4% from 0.3%. It entered Elmira and Watertown-Fort Drum in 2024, but its loans there are still too few to read much into.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Planet Home Lending took 18,891 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 57.7% · Purchase 36.3% · Other 4.6% · Home improvement 1.4%
FHA 40.2% · VA 31.3% · Conventional 27.7% · USDA (RHS or FSA) 0.8% · of 14,469 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 1,597 | 11.0% |
| Florida | 1,206 | 8.3% |
| Georgia | 1,125 | 7.8% |
| California | 1,003 | 6.9% |
| Pennsylvania | 597 | 4.1% |
| Louisiana | 585 | 4.0% |
| Virginia | 490 | 3.4% |
| North Carolina | 417 | 2.9% |
| Ohio | 417 | 2.9% |
| Idaho | 411 | 2.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 445 |
| Atlanta-Sandy Springs-Roswell | 342 |
| Riverside-San Bernardino-Ontario | 318 |
| Shreveport-Bossier City | 288 |
| Jacksonville | 263 |
| Wichita | 248 |
| Houston-Pasadena-The Woodlands | 232 |
| Phoenix-Mesa-Chandler | 229 |
| Denver-Aurora-Centennial | 222 |
| Fort Worth-Arlington-Grapevine | 187 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930021WPEXNHYZUL09 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4889892 | 2017–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7260362771 |
Established 14 June 2007. Reported under HMDA 2013-2025.
Mergers, name changes, data editions and corrections: Planet Home Lending's data.
Planet Home Lending's data
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Planet Home Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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