Applications / Mortgage Analytics / Lenders / California / OCMBC / Competition
OCMBC
Irvine, CA · Independent non-bank lender · CFPB · 16,337 loans in 2025
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16,337
loans originated, 2025
29,739
applications, 2025
49
states and territories
0
gaps bigger than at similar lenders
Who OCMBC competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
OCMBC ranks 10th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $1.83B lent: 1.6% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
OCMBC ranks 3rd of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $1.01B lent: 2.9% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
OCMBC ranks 35th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $274.2M lent: 0.6% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
OCMBC ranks 34th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $184.7M lent: 0.5% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
OCMBC ranks 78th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $153.8M lent: 0.2% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ST. JOSEPH, KS-MO, 2025
OCMBC ranks 62nd of 186 lenders in St. Joseph, KS-MO, with $1.1M lent: 0.2% of a $452.9M market.
St. Joseph, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TUSCALOOSA, AL, 2025
OCMBC ranks 127th of 306 lenders in Tuscaloosa, AL, with $850K lent: 0.1% of a $1.26B market.
Tuscaloosa, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FLORENCE-MUSCLE SHOALS, AL, 2025
OCMBC ranks 96th of 220 lenders in Florence-Muscle Shoals, AL, with $845K lent: 0.1% of a $784.8M market.
Florence-Muscle Shoals, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OCMBC in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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