Applications / Mortgage Analytics / Lenders / Pennsylvania / NVR Mortgage Finance
Canonsburg, PA · Independent non-bank lender · CFPB · 16,403 loans in 2025
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16,403
loans originated, 2025
23,048
applications, 2025
17
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
NVR Mortgage Finance lends only to buy homes, in 17 states led by Virginia, and has made between 15,080 and 17,821 loans every year since 2018.
Every loan in 2025 was a home purchase. Originations fell 5% to 16,403, while similar lenders (independent non-bank lenders making between half and twice as many loans) grew 14% and the whole market 10%. Its volume has stayed within a narrow range since 2018, so a single year's change says little about it.
Only 0.2% of its loans were higher-priced (a rate well above the average for similar loans), against 4.5% at similar lenders, and its typical rate, 6.25%, was lower than at about nine in ten of them.
24.4% of its loans went to LMI (low- and moderate-income) borrowers, against 30.8%, up from 20.9% in 2024; 21.2% were in majority-minority areas, against 27.6%. Its typical loan, $345,000, was larger than at about three-quarters of similar lenders, which could account for this.
It has lent in Washington, Baltimore, Philadelphia and Pittsburgh since 1999, ranking 17 of 757, 6 of 592, 18 of 784 and 8 of 571 lenders. Its share of Wildwood-The Villages, entered in 2024, rose from 0.1% to 0.7%, ranking it 17 of 451.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. NVR Mortgage Finance took 23,048 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 100.0%
Conventional 55.9% · FHA 29.6% · VA 13.5% · USDA (RHS or FSA) 1.0% · of 16,403 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Virginia | 2,711 | 16.5% |
| Maryland | 1,912 | 11.7% |
| North Carolina | 1,829 | 11.2% |
| Ohio | 1,817 | 11.1% |
| South Carolina | 1,514 | 9.2% |
| Pennsylvania | 1,502 | 9.2% |
| Florida | 1,211 | 7.4% |
| Delaware | 1,001 | 6.1% |
| Tennessee | 817 | 5.0% |
| New Jersey | 655 | 4.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Arlington-Alexandria-Reston | 912 |
| Baltimore-Columbia-Towson | 856 |
| Charlotte-Concord-Gastonia | 766 |
| Nashville-Davidson--Murfreesboro--Franklin | 765 |
| Pittsburgh | 754 |
| Richmond | 722 |
| Washington | 688 |
| Cleveland | 624 |
| Virginia Beach-Chesapeake-Norfolk | 513 |
| Spartanburg | 473 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KBWX4NV5Q1E376 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3886456 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 77527300003 | 1999–2017 |
Established 14 August 1991. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: NVR Mortgage Finance's data.
NVR Mortgage Finance's data
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NVR Mortgage Finance and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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