Applications / Mortgage Analytics / Lenders / Missouri / Flat Branch Mortgage / Competition
Flat Branch Mortgage
Columbia, MO · Independent non-bank lender · CFPB · 15,375 loans in 2025
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15,375
loans originated, 2025
18,921
applications, 2025
33
states and territories
0
gaps bigger than at similar lenders
Who Flat Branch Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO MISSOURI, 2025
Flat Branch Mortgage ranks 1st of 640 lenders in non-metro Missouri, with $445.5M lent: 7.4% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ST. LOUIS, IL-MO, 2025
Flat Branch Mortgage ranks 7th of 637 lenders in St. Louis, IL-MO, with $425.8M lent: 2.5% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KANSAS CITY, KS-MO, 2025
Flat Branch Mortgage ranks 10th of 659 lenders in Kansas City, KS-MO, with $297.9M lent: 1.8% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — JOPLIN, KS-MO, 2025
Flat Branch Mortgage ranks 1st of 219 lenders in Joplin, KS-MO, with $226.5M lent: 26.3% of a $860.7M market.
Joplin, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 65% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TULSA, OK, 2025
Flat Branch Mortgage ranks 6th of 476 lenders in Tulsa, OK, with $225.7M lent: 4.1% of a $5.53B market.
Tulsa, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO LOUISIANA, 2025
Flat Branch Mortgage ranks 129th of 316 lenders in non-metro Louisiana, with $1.6M lent: 0.1% of a $1.53B market.
non-metro Louisiana is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PRESCOTT VALLEY-PRESCOTT, AZ, 2025
Flat Branch Mortgage ranks 223rd of 380 lenders in Prescott Valley-Prescott, AZ, with $915K lent: 0.0% of a $2.43B market.
Prescott Valley-Prescott, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SIOUX FALLS, MN-SD, 2025
Flat Branch Mortgage ranks 120th of 204 lenders in Sioux Falls, MN-SD, with $705K lent: 0.0% of a $2.14B market.
Sioux Falls, MN-SD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Flat Branch Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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