Applications / Mortgage Analytics / Lenders / California / AmWest Funding
Brea, CA · Independent non-bank lender · CFPB · 12,091 loans in 2025
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12,091
loans originated, 2025
19,692
applications, 2025
48
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AmWest Funding is a California-based lender of conventional loans that grew 30% in 2025, to 12,091 loans, with more than half its loans in majority-minority areas.
Originations rose 30% from 9,305, against 10% for similar lenders (independent non-bank lenders making between half and twice as many loans) and 10% for the whole market. Its loan volume was $5.05 billion, more than about four in five similar lenders. Refinancing was 45.8% of its lending and home purchases 54.2%.
Conventional loans made up 95.8% of its lending, against 61.6% at similar lenders, more than nearly all of them. FHA loans (insured by the Federal Housing Administration) were 3.4%, against 26.4%. Its typical loan was $325,000, against $285,000, and 4.1% were jumbo (larger than the conforming limit), against 1.2%.
It made 55.4% of its loans in majority-minority areas, against 26.7%, more than nearly all similar lenders, and 23.6% in LMI (low- and moderate-income) areas, against 21.0%. Only 11.0% of its loans went to LMI borrowers, against 30.2%, the lowest share among similar lenders. Its very small FHA share and larger loans could explain this, as FHA lending often serves lower-income buyers.
It ranked 15 of 757 lenders in Los Angeles-Long Beach-Anaheim. Its share rose to 0.6% from 0.4% in San Diego-Chula Vista-Carlsbad and to 0.6% from 0.5% in Riverside-San Bernardino-Ontario.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. AmWest Funding took 19,692 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 54.2% · Refinance 45.8%
Conventional 95.8% · FHA 3.4% · VA 0.8% · of 12,091 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 4,633 | 38.3% |
| Florida | 1,634 | 13.5% |
| Texas | 1,476 | 12.2% |
| Georgia | 546 | 4.5% |
| Utah | 295 | 2.4% |
| New Jersey | 281 | 2.3% |
| Arizona | 251 | 2.1% |
| Virginia | 241 | 2.0% |
| Pennsylvania | 236 | 2.0% |
| Illinois | 224 | 1.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 1,583 |
| Houston-Pasadena-The Woodlands | 710 |
| Anaheim-Santa Ana-Irvine | 700 |
| Riverside-San Bernardino-Ontario | 525 |
| Orlando-Kissimmee-Sanford | 399 |
| Atlanta-Sandy Springs-Roswell | 395 |
| San Diego-Chula Vista-Carlsbad | 350 |
| Oakland-Fremont-Berkeley | 304 |
| Dallas-Plano-Irving | 293 |
| Miami-Miami Beach-Kendall | 287 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300O6Z0I6KYMESL47 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3897788 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7954539084 | |
| Respondent ID (the HMDA filer code before 2018) | 77854600002 | 2003–2011 |
Established 14 July 1995. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: AmWest Funding's data.
AmWest Funding's data
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