Applications / Mortgage Analytics / Lenders / Texas / PrimeLending
Dallas, TX · Non-bank subsidiary of a bank · CFPB · 24,706 loans in 2025
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24,706
loans originated, 2025
33,320
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
PrimeLending, a non-bank lender owned by a bank, makes mostly home-purchase loans and ranks seventh in Dallas-Fort Worth, ninth in Kansas City and fourth in Greenville, South Carolina.
Home purchases made up 88.5% of its loans and refinancing 9.7%. Its similar lenders are non-banks making between an eighth and eight times as many loans; against them its conventional, FHA and VA shares are within a few points of typical, while RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) were 1.0% against 0.4%.
It made 24,706 loans, down 2%, while similar lenders typically grew 14% and the whole market 10%; that is lower than about four in five of them. It has made between 24,706 and 25,964 loans a year since 2023. Purchases were nearly nine in ten of its loans, so its volume rests mostly on the purchase market, which may be one reason.
It ranked seventh of 1,026 lenders in Dallas-Fort Worth and fourth of 589 in Greenville-Anderson-Greer, where its share fell to 3.4% from 4.0%. In Kansas City it ranked ninth, with 2.0%, down from 2.3%, while in Austin its share rose to 1.2% from 1.1%. The declines may simply follow its flat volume overall.
2.2% of its loans were higher-priced (a rate well above the average for similar loans), against 3.7% for similar lenders, and it denied 4.0% of owner-occupied first-lien home-purchase applications, against 5.6%.
Questions the data can answer next
Similar lenders: lenders of the same broad kind (banks and savings institutions, credit unions or non-banks), originations between an eighth and eight times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. PrimeLending took 33,320 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 88.5% · Refinance 9.7% · Other 1.4% · Home improvement 0.4%
Conventional 70.1% · FHA 19.7% · VA 9.2% · USDA (RHS or FSA) 1.0% · of 24,706 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 6,358 | 25.7% |
| South Carolina | 1,561 | 6.3% |
| Missouri | 1,496 | 6.1% |
| New York | 1,278 | 5.2% |
| California | 1,208 | 4.9% |
| Ohio | 1,134 | 4.6% |
| Florida | 931 | 3.8% |
| Pennsylvania | 746 | 3.0% |
| Washington | 716 | 2.9% |
| Arizona | 610 | 2.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 1,568 |
| Kansas City | 1,173 |
| Houston-Pasadena-The Woodlands | 1,136 |
| Greenville-Anderson-Greer | 805 |
| Fort Worth-Arlington-Grapevine | 619 |
| Rochester | 615 |
| San Antonio-New Braunfels | 544 |
| Austin-Round Rock-San Marcos | 524 |
| Phoenix-Mesa-Chandler | 466 |
| Laredo | 410 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300121SF0K2LN2804 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2888798 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 22888798 | 2000–2017 |
Established 8 July 1986. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: PrimeLending's data.
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