Applications / Mortgage Analytics / Lenders / Pennsylvania / American Heritage Federal Credit Union / Competition
American Heritage Federal Credit Union
Philadelphia, PA · Credit union · NCUA · $5.2 billion assets · 2,354 loans in 2025
American Heritage Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,354
loans originated, 2025
4,476
applications, 2025
18
states and territories
0
gaps bigger than at similar lenders
Who American Heritage Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
American Heritage Federal Credit Union ranks 37th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $290.0M lent: 0.7% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
American Heritage Federal Credit Union ranks 422nd of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $10.9M lent: 0.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ATLANTIC CITY-HAMMONTON, NJ, 2025
American Heritage Federal Credit Union ranks 87th of 423 lenders in Atlantic City-Hammonton, NJ, with $8.8M lent: 0.2% of a $4.46B market.
Atlantic City-Hammonton, NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ALLENTOWN-BETHLEHEM-EASTON, NJ-PA, 2025
American Heritage Federal Credit Union ranks 106th of 521 lenders in Allentown-Bethlehem-Easton, NJ-PA, with $7.9M lent: 0.2% of a $4.92B market.
Allentown-Bethlehem-Easton, NJ-PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — READING, PA, 2025
American Heritage Federal Credit Union ranks 98th of 365 lenders in Reading, PA, with $3.4M lent: 0.2% of a $2.00B market.
Reading, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — JANESVILLE-BELOIT, WI, 2025
American Heritage Federal Credit Union ranks 179th of 264 lenders in Janesville-Beloit, WI, with $315K lent: 0.0% of a $977.9M market.
Janesville-Beloit, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TALLAHASSEE, FL, 2025
American Heritage Federal Credit Union ranks 286th of 372 lenders in Tallahassee, FL, with $285K lent: 0.0% of a $1.71B market.
Tallahassee, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — STOCKTON-LODI, CA, 2025
American Heritage Federal Credit Union ranks 368th of 401 lenders in Stockton-Lodi, CA, with $255K lent: 0.0% of a $5.50B market.
Stockton-Lodi, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Heritage Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
American Heritage Federal Credit Union's data
$215
American Heritage Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy American Heritage Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]