Applications / Mortgage Analytics / Lenders / Missouri / UMB Bank / Competition
UMB Bank
Kansas City, MO · National bank · OCC · $72.8 billion assets · 2,686 loans in 2025
UMB Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,686
loans originated, 2025
4,437
applications, 2025
34
states and territories
0
gaps bigger than at similar lenders
Who UMB Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DENVER-AURORA-CENTENNIAL, CO, 2025
UMB Bank ranks 32nd of 754 lenders in Denver-Aurora-Centennial, CO, with $260.1M lent: 0.7% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — KANSAS CITY, KS-MO, 2025
UMB Bank ranks 22nd of 659 lenders in Kansas City, KS-MO, with $196.2M lent: 1.2% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PHOENIX-MESA-CHANDLER, AZ, 2025
UMB Bank ranks 63rd of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $169.4M lent: 0.3% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SALT LAKE CITY-MURRAY, UT, 2025
UMB Bank ranks 29th of 363 lenders in Salt Lake City-Murray, UT, with $96.9M lent: 0.8% of a $12.49B market.
Salt Lake City-Murray, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NAPLES-MARCO ISLAND, FL, 2025
UMB Bank ranks 12th of 595 lenders in Naples-Marco Island, FL, with $84.1M lent: 1.6% of a $5.13B market.
Naples-Marco Island, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WILDWOOD-THE VILLAGES, FL, 2025
UMB Bank ranks 387th of 451 lenders in Wildwood-The Villages, FL, with $215K lent: 0.0% of a $1.68B market.
Wildwood-The Villages, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JACKSONVILLE, NC, 2025
UMB Bank ranks 202nd of 313 lenders in Jacksonville, NC, with $505K lent: 0.0% of a $2.02B market.
Jacksonville, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — KINGSPORT-BRISTOL, TN-VA, 2025
UMB Bank ranks 210th of 324 lenders in Kingsport-Bristol, TN-VA, with $425K lent: 0.0% of a $1.54B market.
Kingsport-Bristol, TN-VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and UMB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
UMB Bank's data
$215
UMB Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy UMB Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]