Applications / Mortgage Analytics / Lenders / Indiana / Horizon Bank / Competition
Horizon Bank
Michigan City, IN · State non-member bank · FDIC · $6.4 billion assets · 2,798 loans in 2025
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2,798
loans originated, 2025
4,059
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Who Horizon Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Horizon Bank ranks 42nd of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $101.7M lent: 0.6% of a $17.86B market.
Indianapolis-Carmel-Greenwood, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Horizon Bank ranks 111th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $96.1M lent: 0.2% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MICHIGAN, 2025
Horizon Bank ranks 19th of 606 lenders in non-metro Michigan, with $67.4M lent: 1.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MICHIGAN CITY-LA PORTE, IN, 2025
Horizon Bank ranks 1st of 241 lenders in Michigan City-La Porte, IN, with $64.0M lent: 12.1% of a $528.3M market.
Michigan City-La Porte, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO INDIANA, 2025
Horizon Bank ranks 40th of 555 lenders in non-metro Indiana, with $37.4M lent: 0.6% of a $6.30B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
Horizon Bank ranks 299th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $1.4M lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LEXINGTON-FAYETTE, KY, 2025
Horizon Bank ranks 200th of 389 lenders in Lexington-Fayette, KY, with $1.0M lent: 0.0% of a $3.62B market.
Lexington-Fayette, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PUNTA GORDA, FL, 2025
Horizon Bank ranks 451st of 548 lenders in Punta Gorda, FL, with $260K lent: 0.0% of a $2.09B market.
Punta Gorda, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Horizon Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Horizon Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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