Applications / Mortgage Analytics / Lenders / Nebraska / Pinnacle Bank / Competition
Pinnacle Bank
Lincoln, NE · State non-member bank · FDIC · $8.9 billion assets · 3,183 loans in 2025
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3,183
loans originated, 2025
3,739
applications, 2025
17
states and territories
0
gaps bigger than at similar lenders
Who Pinnacle Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — OMAHA, IA-NE, 2025
Pinnacle Bank ranks 3rd of 417 lenders in Omaha, IA-NE, with $310.2M lent: 3.8% of a $8.07B market.
Omaha, IA-NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEBRASKA, 2025
Pinnacle Bank ranks 1st of 341 lenders in non-metro Nebraska, with $264.2M lent: 12.4% of a $2.13B market.
non-metro Nebraska is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LINCOLN, NE, 2025
Pinnacle Bank ranks 2nd of 249 lenders in Lincoln, NE, with $209.9M lent: 9.5% of a $2.20B market.
Lincoln, NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DENVER-AURORA-CENTENNIAL, CO, 2025
Pinnacle Bank ranks 114th of 754 lenders in Denver-Aurora-Centennial, CO, with $61.8M lent: 0.2% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GRAND ISLAND, NE, 2025
Pinnacle Bank ranks 1st of 112 lenders in Grand Island, NE, with $38.2M lent: 12.8% of a $298.0M market.
Grand Island, NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ELKHART-GOSHEN, IN, 2025
Pinnacle Bank ranks 16th of 201 lenders in Elkhart-Goshen, IN, with $20.0M lent: 2.0% of a $985.1M market.
Elkhart-Goshen, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WINSTON-SALEM, NC, 2025
Pinnacle Bank ranks 396th of 465 lenders in Winston-Salem, NC, with $235K lent: 0.0% of a $3.99B market.
Winston-Salem, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BEAUMONT-PORT ARTHUR, TX, 2025
Pinnacle Bank ranks 239th of 289 lenders in Beaumont-Port Arthur, TX, with $205K lent: 0.0% of a $1.28B market.
Beaumont-Port Arthur, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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