Applications / Mortgage Analytics / Lenders / Virginia / HSBC Bank USA / Competition
HSBC Bank USA
Tysons, VA · National bank · OCC · $165 billion assets · 3,065 loans in 2025
HSBC Bank USA's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
3,065
loans originated, 2025
4,645
applications, 2025
39
states and territories
0
gaps bigger than at similar lenders
Who HSBC Bank USA competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
HSBC Bank USA ranks 6th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $1.15B lent: 4.0% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
HSBC Bank USA ranks 40th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $718.6M lent: 0.5% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
HSBC Bank USA ranks 19th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $540.4M lent: 1.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
HSBC Bank USA ranks 29th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $406.8M lent: 0.8% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
HSBC Bank USA ranks 60th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $372.5M lent: 0.3% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WACO, TX, 2025
HSBC Bank USA ranks 206th of 368 lenders in Waco, TX, with $540K lent: 0.0% of a $1.47B market.
Waco, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BILLINGS, MT, 2025
HSBC Bank USA ranks 186th of 201 lenders in Billings, MT, with $185K lent: 0.0% of a $1.35B market.
Billings, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MIDLAND, TX, 2025
HSBC Bank USA ranks 243rd of 294 lenders in Midland, TX, with $295K lent: 0.0% of a $1.51B market.
Midland, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and HSBC Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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HSBC Bank USA and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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