Applications / Mortgage Analytics / Lenders / Michigan / United Federal Credit Union / Competition
United Federal Credit Union
Saint Joseph, MI · Credit union · NCUA · $4.2 billion assets · 3,216 loans in 2025
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3,216
loans originated, 2025
5,344
applications, 2025
34
states and territories
0
gaps bigger than at similar lenders
Who United Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NILES, MI, 2025
United Federal Credit Union ranks 2nd of 283 lenders in Niles, MI, with $113.4M lent: 3.9% of a $2.91B market.
Niles, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 83% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RENO, NV, 2025
United Federal Credit Union ranks 11th of 325 lenders in Reno, NV, with $103.9M lent: 2.0% of a $5.16B market.
Reno, NV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ASHEVILLE, NC, 2025
United Federal Credit Union ranks 11th of 422 lenders in Asheville, NC, with $83.3M lent: 1.6% of a $5.08B market.
Asheville, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FAYETTEVILLE-SPRINGDALE-ROGERS, AR, 2025
United Federal Credit Union ranks 16th of 465 lenders in Fayetteville-Springdale-Rogers, AR, with $68.1M lent: 0.8% of a $8.17B market.
Fayetteville-Springdale-Rogers, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
United Federal Credit Union ranks 38th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $36.4M lent: 0.5% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SHEBOYGAN, WI, 2025
United Federal Credit Union ranks 77th of 201 lenders in Sheboygan, WI, with $995K lent: 0.2% of a $637.2M market.
Sheboygan, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HUNTSVILLE, AL, 2025
United Federal Credit Union ranks 258th of 440 lenders in Huntsville, AL, with $820K lent: 0.0% of a $4.63B market.
Huntsville, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LA CROSSE-ONALASKA, MN-WI, 2025
United Federal Credit Union ranks 116th of 213 lenders in La Crosse-Onalaska, MN-WI, with $475K lent: 0.1% of a $926.5M market.
La Crosse-Onalaska, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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