Applications / Mortgage Analytics / Lenders / Virginia / TowneBank / Competition
TowneBank
Portsmouth, VA · State non-member bank · FDIC · $19.7 billion assets · 5,837 loans in 2025
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5,837
loans originated, 2025
7,487
applications, 2025
19
states and territories
0
gaps bigger than at similar lenders
Who TowneBank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
TowneBank ranks 8th of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $475.6M lent: 3.1% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
TowneBank ranks 40th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $350.3M lent: 0.6% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
TowneBank ranks 17th of 592 lenders in Baltimore-Columbia-Towson, MD, with $272.9M lent: 1.4% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — RICHMOND, VA, 2025
TowneBank ranks 11th of 551 lenders in Richmond, VA, with $238.6M lent: 2.0% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — RALEIGH-CARY, NC, 2025
TowneBank ranks 20th of 638 lenders in Raleigh-Cary, NC, with $185.7M lent: 1.2% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DECATUR, AL, 2025
TowneBank ranks 85th of 240 lenders in Decatur, AL, with $1.6M lent: 0.2% of a $729.3M market.
Decatur, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BIRMINGHAM, AL, 2025
TowneBank ranks 297th of 523 lenders in Birmingham, AL, with $945K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — AUBURN-OPELIKA, AL, 2025
TowneBank ranks 176th of 305 lenders in Auburn-Opelika, AL, with $590K lent: 0.0% of a $1.58B market.
Auburn-Opelika, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TowneBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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