Applications / Mortgage Analytics / Lenders / Michigan / The Dart Bank / Competition
The Dart Bank
Mason, MI · State non-member bank · FDIC · $1.4 billion assets · 4,084 loans in 2025
The Dart Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
4,084
loans originated, 2025
5,495
applications, 2025
38
states and territories
0
gaps bigger than at similar lenders
Who The Dart Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LANSING-EAST LANSING, MI, 2025
The Dart Bank ranks 1st of 333 lenders in Lansing-East Lansing, MI, with $229.7M lent: 11.4% of a $2.02B market.
Lansing-East Lansing, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
The Dart Bank ranks 137th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $184.1M lent: 0.1% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DETROIT-WARREN-DEARBORN, MI, 2025
The Dart Bank ranks 32nd of 599 lenders in Detroit-Warren-Dearborn, MI, with $159.2M lent: 0.6% of a $25.80B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MICHIGAN, 2025
The Dart Bank ranks 11th of 606 lenders in non-metro Michigan, with $103.2M lent: 1.5% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
The Dart Bank ranks 117th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $97.2M lent: 0.2% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HARTFORD-WEST HARTFORD-EAST HARTFORD, CT, 2025
The Dart Bank ranks 130th of 610 lenders in Hartford-West Hartford-East Hartford, CT, with $34.9M lent: 0.1% of a $26.67B market.
Hartford-West Hartford-East Hartford, CT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH, NY, 2025
The Dart Bank ranks 59th of 282 lenders in Kiryas Joel-Poughkeepsie-Newburgh, NY, with $12.9M lent: 0.3% of a $4.18B market.
Kiryas Joel-Poughkeepsie-Newburgh, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
The Dart Bank ranks 196th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $8.0M lent: 0.0% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Dart Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
The Dart Bank's data
$215
The Dart Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy The Dart Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]