Applications / Mortgage Analytics / Lenders / Texas / Frost Bank / Data
Frost Bank
San Antonio, TX · State member bank · FRS · $53.1 billion assets · 6,118 loans in 2025
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6,118
loans originated, 2025
11,931
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
History
- 13 August 1973Head office moved (now in TX).
- 1990First report under HMDA in the public data (which begins in 1990).
- 7 June 1991Merged with Portland State Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 October 1993Renamed from The Frost National Bank of San Antonio to The Frost National Bank.
- 5 November 1993Merged with Cullen Center Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 22 March 1996Merged with State Bank and Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 7 March 1997Merged with Citizens State Bank of Corpus Christi. Its HMDA filings count as this lender's in the competition figures.
- 3 January 1998Merged with Harrisburg Bank, Houston, Texas. Its HMDA filings count as this lender's in the competition figures.
- 15 January 1999Merged with Keller State Bank. Its HMDA filings count as this lender's in the competition figures.
- 21 May 1999Merged with Bank of Commerce. Its HMDA filings count as this lender's in the competition figures.
- 8 October 2005Merged with Horizon Capital Bank. Its HMDA filings count as this lender's in the competition figures.
- 10 February 2006Merged with Texas Community Bank and Trust. Its HMDA filings count as this lender's in the competition figures.
- 24 June 2006Merged with Alamo Bank of Texas. Its HMDA filings count as this lender's in the competition figures.
- 9 December 2006Merged with Summit Bank. Its HMDA filings count as this lender's in the competition figures.
- 22 June 2012Charter changed (FDIC class N to SM).
- 22 June 2012Renamed from The Frost National Bank to Frost Bank.
- 22 June 2012Change in Primary Regulatory Agency.
- 21 June 2014Merged with Western National Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2019Head office moved (now in TX).
Filed under earlier names
- 1990–2011FROST NATIONAL BANK
- 1991–1991FROST NB OF SAN ANTONIO SA
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 15 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
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