Applications / Mortgage Analytics / Lenders / California / East West Bank
Pasadena, CA · State member bank · FRS · $79.7 billion assets · 5,327 loans in 2025
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5,327
loans originated, 2025
7,455
applications, 2025
11
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
East West Bank is a California lender of larger conventional loans whose originations rose 15% in 2025, with 75.6% of its loans in majority-minority areas, the highest share among similar lenders.
Similar lenders are state member banks making between half and twice as many loans. Its share in majority-minority areas, up from 67.3% five years before, compares with 17.8% for them. Loans in LMI (low- and moderate-income) areas were 24.8% against 15.1%, higher than nearly all of them, and to LMI borrowers 38.8% against 25.8%. Its markets, Los Angeles, San Francisco, Riverside and New York, may simply have many such areas.
Its typical loan was $455,000 against $217,500, higher than nearly all similar lenders, and 10.5% of its loans were jumbo (larger than the conforming limit) against 5.1%. It made no FHA or VA loans. Almost none were higher-priced (a rate well above the average for similar loans): 0.0% against 1.8%. Its typical rate was 6.50% against 6.66%.
Originations fell from 7,731 in 2022 to 4,622 in 2024, then rose 15% to 5,327, against 0% for similar lenders and 10% for the whole market, faster than more than four in five of them. Purchases were 66.7% of its loans, and it bought 961 loans where the typical similar lender bought 14. It entered Charlotte, Augusta and Corpus Christi in 2025, and its Riverside share rose to 0.8% from 0.6%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. East West Bank took 7,455 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Refinance 18.3% · Other 9.1% · Home improvement 5.9%
Conventional 100.0% · of 5,327 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 3,261 | 61.2% |
| New York | 799 | 15.0% |
| Nevada | 278 | 5.2% |
| Massachusetts | 268 | 5.0% |
| Georgia | 247 | 4.6% |
| Washington | 239 | 4.5% |
| Texas | 225 | 4.2% |
| Arizona | 5 | 0.1% |
| Hawaii | 2 | 0.0% |
| New Jersey | 2 | 0.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 1,250 |
| New York-Jersey City-White Plains | 795 |
| Anaheim-Santa Ana-Irvine | 704 |
| Riverside-San Bernardino-Ontario | 489 |
| Las Vegas-Henderson-North Las Vegas | 278 |
| San Francisco-San Mateo-Redwood City | 238 |
| Oakland-Fremont-Berkeley | 215 |
| Atlanta-Sandy Springs-Roswell | 194 |
| Houston-Pasadena-The Woodlands | 182 |
| Seattle-Bellevue-Kent | 178 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | F28JOQ8OBWCFUYM0UX93 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 197478 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 47276 | 1990–1994 |
| Respondent ID (the HMDA filer code before 2018) | 331628 | 1995–2003 |
| Respondent ID (the HMDA filer code before 2018) | 2197478 | 2004–2010 |
| Respondent ID (the HMDA filer code before 2018) | 9197478 | 2011–2017 |
Established 1 January 1972. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: East West Bank's data.
East West Bank's data
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