Applications / Mortgage Analytics / Lenders / Missouri / Commerce Bank / Competition
Commerce Bank
Kansas City, MO · State member bank · FRS · $32.7 billion assets · 3,789 loans in 2025
Commerce Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
3,789
loans originated, 2025
7,330
applications, 2025
41
states and territories
0
gaps bigger than at similar lenders
Who Commerce Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — KANSAS CITY, KS-MO, 2025
Commerce Bank ranks 19th of 659 lenders in Kansas City, KS-MO, with $203.8M lent: 1.3% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ST. LOUIS, IL-MO, 2025
Commerce Bank ranks 27th of 637 lenders in St. Louis, IL-MO, with $163.5M lent: 1.0% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DENVER-AURORA-CENTENNIAL, CO, 2025
Commerce Bank ranks 96th of 754 lenders in Denver-Aurora-Centennial, CO, with $76.5M lent: 0.2% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MISSOURI, 2025
Commerce Bank ranks 26th of 640 lenders in non-metro Missouri, with $38.5M lent: 0.6% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SPRINGFIELD, MO, 2025
Commerce Bank ranks 28th of 351 lenders in Springfield, MO, with $32.7M lent: 1.1% of a $3.08B market.
Springfield, MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — STOCKTON-LODI, CA, 2025
Commerce Bank ranks 282nd of 401 lenders in Stockton-Lodi, CA, with $795K lent: 0.0% of a $5.50B market.
Stockton-Lodi, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
Commerce Bank ranks 254th of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $445K lent: 0.0% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BUFFALO-CHEEKTOWAGA, NY, 2025
Commerce Bank ranks 207th of 267 lenders in Buffalo-Cheektowaga, NY, with $415K lent: 0.0% of a $4.74B market.
Buffalo-Cheektowaga, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commerce Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Commerce Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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