Applications / Mortgage Analytics / Lenders / Missouri / The Central Trust Bank / Competition
The Central Trust Bank
Jefferson City, MO · State member bank · FRS · $20.8 billion assets · 7,285 loans in 2025
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7,285
loans originated, 2025
10,804
applications, 2025
44
states and territories
0
gaps bigger than at similar lenders
Who The Central Trust Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ST. LOUIS, IL-MO, 2025
The Central Trust Bank ranks 13th of 637 lenders in St. Louis, IL-MO, with $293.4M lent: 1.8% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MISSOURI, 2025
The Central Trust Bank ranks 3rd of 640 lenders in non-metro Missouri, with $257.4M lent: 4.3% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KANSAS CITY, KS-MO, 2025
The Central Trust Bank ranks 16th of 659 lenders in Kansas City, KS-MO, with $241.0M lent: 1.5% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — COLUMBIA, MO, 2025
The Central Trust Bank ranks 2nd of 268 lenders in Columbia, MO, with $173.1M lent: 10.1% of a $1.71B market.
Columbia, MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO COLORADO, 2025
The Central Trust Bank ranks 13th of 626 lenders in non-metro Colorado, with $146.7M lent: 1.6% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CASPER, WY, 2025
The Central Trust Bank ranks 44th of 139 lenders in Casper, WY, with $1.3M lent: 0.2% of a $516.9M market.
Casper, WY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BURLINGTON-SOUTH BURLINGTON, VT, 2025
The Central Trust Bank ranks 80th of 146 lenders in Burlington-South Burlington, VT, with $985K lent: 0.1% of a $1.59B market.
Burlington-South Burlington, VT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — HELENA, MT, 2025
The Central Trust Bank ranks 92nd of 168 lenders in Helena, MT, with $730K lent: 0.1% of a $800.9M market.
Helena, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Central Trust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Central Trust Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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