Applications / Mortgage Analytics / Lenders / Wisconsin / Summit Credit Union / Competition
Summit Credit Union
Cottage Grove, WI · Credit union · NCUA · $8.1 billion assets · 11,414 loans in 2025
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11,414
loans originated, 2025
15,649
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who Summit Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MADISON, WI, 2025
Summit Credit Union ranks 1st of 380 lenders in Madison, WI, with $867.5M lent: 13.7% of a $6.35B market.
Madison, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MILWAUKEE-WAUKESHA, WI, 2025
Summit Credit Union ranks 2nd of 510 lenders in Milwaukee-Waukesha, WI, with $482.2M lent: 4.6% of a $10.55B market.
Milwaukee-Waukesha, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO WISCONSIN, 2025
Summit Credit Union ranks 1st of 659 lenders in non-metro Wisconsin, with $343.5M lent: 4.1% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — JANESVILLE-BELOIT, WI, 2025
Summit Credit Union ranks 3rd of 264 lenders in Janesville-Beloit, WI, with $77.9M lent: 8.0% of a $977.9M market.
Janesville-Beloit, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — RACINE-MOUNT PLEASANT, WI, 2025
Summit Credit Union ranks 7th of 285 lenders in Racine-Mount Pleasant, WI, with $28.9M lent: 2.5% of a $1.15B market.
Racine-Mount Pleasant, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
Summit Credit Union ranks 426th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $585K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TUCSON, AZ, 2025
Summit Credit Union ranks 344th of 489 lenders in Tucson, AZ, with $525K lent: 0.0% of a $7.04B market.
Tucson, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO MICHIGAN, 2025
Summit Credit Union ranks 269th of 606 lenders in non-metro Michigan, with $1.8M lent: 0.0% of a $7.04B market.
non-metro Michigan is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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