Applications / Mortgage Analytics / Lenders / Florida / SouthState Bank / Competition
SouthState Bank
Winter Haven, FL · National bank · OCC · $67.2 billion assets · 9,967 loans in 2025
SouthState Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
9,967
loans originated, 2025
15,429
applications, 2025
30
states and territories
0
gaps bigger than at similar lenders
Who SouthState Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
SouthState Bank ranks 29th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $427.9M lent: 0.8% of a $52.71B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
SouthState Bank ranks 19th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $334.9M lent: 1.2% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHARLESTON-NORTH CHARLESTON, SC, 2025
SouthState Bank ranks 9th of 617 lenders in Charleston-North Charleston, SC, with $232.5M lent: 2.0% of a $11.91B market.
Charleston-North Charleston, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — GREENVILLE-ANDERSON-GREER, SC, 2025
SouthState Bank ranks 5th of 589 lenders in Greenville-Anderson-Greer, SC, with $182.5M lent: 2.5% of a $7.37B market.
Greenville-Anderson-Greer, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — AUGUSTA-RICHMOND COUNTY, GA-SC, 2025
SouthState Bank ranks 3rd of 461 lenders in Augusta-Richmond County, GA-SC, with $181.6M lent: 4.8% of a $3.75B market.
Augusta-Richmond County, GA-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BOWLING GREEN, KY, 2025
SouthState Bank ranks 232nd of 250 lenders in Bowling Green, KY, with $125K lent: 0.0% of a $1.24B market.
Bowling Green, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ANN ARBOR, MI, 2025
SouthState Bank ranks 178th of 310 lenders in Ann Arbor, MI, with $805K lent: 0.0% of a $2.38B market.
Ann Arbor, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — KALAMAZOO-PORTAGE, MI, 2025
SouthState Bank ranks 171st of 281 lenders in Kalamazoo-Portage, MI, with $415K lent: 0.0% of a $1.29B market.
Kalamazoo-Portage, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SouthState Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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