Applications / Mortgage Analytics / Lenders / California / SchoolsFirst Federal Credit Union / Competition
SchoolsFirst Federal Credit Union
Tustin, CA · Credit union · NCUA · $35.4 billion assets · 14,224 loans in 2025
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14,224
loans originated, 2025
19,086
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who SchoolsFirst Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
SchoolsFirst Federal Credit Union ranks 8th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $2.19B lent: 1.9% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
SchoolsFirst Federal Credit Union ranks 7th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $774.5M lent: 2.3% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
SchoolsFirst Federal Credit Union ranks 22nd of 574 lenders in Sacramento-Roseville-Folsom, CA, with $177.4M lent: 0.9% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
SchoolsFirst Federal Credit Union ranks 59th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $115.8M lent: 0.3% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
SchoolsFirst Federal Credit Union ranks 166th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $34.5M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NAPA, CA, 2025
SchoolsFirst Federal Credit Union ranks 91st of 229 lenders in Napa, CA, with $2.3M lent: 0.2% of a $1.51B market.
Napa, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — EL CENTRO, CA, 2025
SchoolsFirst Federal Credit Union ranks 46th of 171 lenders in El Centro, CA, with $2.0M lent: 0.4% of a $519.8M market.
El Centro, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BAKERSFIELD-DELANO, CA, 2025
SchoolsFirst Federal Credit Union ranks 84th of 407 lenders in Bakersfield-Delano, CA, with $8.5M lent: 0.2% of a $4.24B market.
Bakersfield-Delano, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SchoolsFirst Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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