Applications / Mortgage Analytics / Lenders / Oregon / OnPoint Community Credit Union / Competition
OnPoint Community Credit Union
Portland, OR · Credit union · NCUA · $9.5 billion assets · 8,178 loans in 2025
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8,178
loans originated, 2025
11,687
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who OnPoint Community Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
OnPoint Community Credit Union ranks 3rd of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $1.41B lent: 6.3% of a $22.57B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BEND, OR, 2025
OnPoint Community Credit Union ranks 6th of 344 lenders in Bend, OR, with $110.4M lent: 3.3% of a $3.32B market.
Bend, OR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SALEM, OR, 2025
OnPoint Community Credit Union ranks 7th of 325 lenders in Salem, OR, with $75.6M lent: 2.7% of a $2.77B market.
Salem, OR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO OREGON, 2025
OnPoint Community Credit Union ranks 21st of 397 lenders in non-metro Oregon, with $47.5M lent: 1.3% of a $3.63B market.
non-metro Oregon is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — EUGENE-SPRINGFIELD, OR, 2025
OnPoint Community Credit Union ranks 12th of 300 lenders in Eugene-Springfield, OR, with $44.0M lent: 1.9% of a $2.27B market.
Eugene-Springfield, OR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — KENNEWICK-RICHLAND, WA, 2025
OnPoint Community Credit Union ranks 133rd of 281 lenders in Kennewick-Richland, WA, with $1.3M lent: 0.1% of a $2.49B market.
Kennewick-Richland, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
OnPoint Community Credit Union ranks 360th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $3.3M lent: 0.0% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SPOKANE-SPOKANE VALLEY, WA, 2025
OnPoint Community Credit Union ranks 231st of 346 lenders in Spokane-Spokane Valley, WA, with $630K lent: 0.0% of a $4.56B market.
Spokane-Spokane Valley, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OnPoint Community Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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