Applications / Mortgage Analytics / Lenders / Minnesota / Luminate Bank / Data
Luminate Bank
Minneapolis, MN · State non-member bank · FDIC · $511 million assets · 8,416 loans in 2025
Luminate Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
8,416
loans originated, 2025
12,134
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
History
- 26 November 1973Head office moved (now in MN).
- 26 November 1973Renamed from Security State Bank of Claremont to Security State Bank of Claremont.
- 1 December 1999Head office moved (now in MN).
- 1 December 1999Renamed from Security State Bank of Claremont to Alliance Bank of Blooming Prairie.
- 22 September 2001Renamed from Alliance Bank of Blooming Prairie to Equity Bank.
- 21 October 2002Head office moved (now in MN).
- 2005First report under HMDA.
- 10 July 2008Head office moved (now in MN).
- 30 September 2018Renamed from Equity Bank to American Equity Bank.
- 14 April 2022Renamed from American Equity Bank to Luminate Bank.
- 29 April 2024Head office moved (now in MN).
Filed under earlier names
- 2005–2010EQUITY BANK
- 2021–2021American Equity Bank
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2025 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 21 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 77 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 428 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: reverse mortgage: approval does not depend on income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
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