Applications / Mortgage Analytics / Lenders / Rhode Island / Citizens Bank / Data
Citizens Bank
Providence, RI · National bank · OCC · $226 billion assets · 68,902 loans in 2025
Citizens Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
68,902
loans originated, 2025
119,620
applications, 2025
50
states and territories
0
gaps bigger than at similar lenders
History
- 2005First report under HMDA.
- 13 May 2005Established as Citizens Bank, N.A..
- 1 September 2007Head office moved (now in RI).
- 1 September 2007Merged with Charter One Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2007Merged with Citizens Bank New Hampshire. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2007Merged with Citizens Bank of Connecticut. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2007Merged with Citizens Bank of Massachusetts. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2007Merged with Citizens Bank of Rhode Island. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2007Merged with Citizens Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2007Renamed from Citizens Bank, N.A. to RBS Citizens, National Association.
- 16 April 2014Renamed from RBS Citizens, National Association to Citizens Bank, National Association.
- 2 January 2019Merged with Cbpa. Its HMDA filings count as this lender's in the competition figures.
- 7 April 2022Merged with Investors Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 2005–2006CITIZENS BANK, N.A.
- 2007–2007RBS CITIZENS BANK N.A.
- 2008–2013RBS CITIZENS N.A.
- 2014–2016CITIZENS BANK NA
- 2017–2025Citizens Bank, NA
- 2018–2019CBNA
- 2020–2024CBNA Year to Date
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (20%-<30%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (37), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (39), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (41), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (42), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (43), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (44), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (45), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (47), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (48), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (50%-60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 24 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 106 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (20%-<30%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 31 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 26 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (36), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (37), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (38), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (40), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (41), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (42), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (43), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (44), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 8 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (45), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (46), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (47), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (48), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (49), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (50%-60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 50 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 11 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 121 | Record adjusted; the published value is kept in dw.lar_original |
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