Applications / Mortgage Analytics / Lenders / Mississippi / Cadence Bank / Data
Cadence Bank
Tupelo, MS · State member bank · FRS · $53.5 billion assets · 14,010 loans in 2025
Cadence Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
14,010
loans originated, 2025
20,856
applications, 2025
25
states and territories
0
gaps bigger than at similar lenders
History
- 19 September 1966Change in Legal Name (FO or BR).
- 2 January 1979Head office moved (now in MS).
- 1990First report under HMDA in the public data (which begins in 1990).
- 16 April 1994Merged with Security Fs&La. Its HMDA filings count as this lender's in the competition figures.
- 20 June 1997Renamed from Bank of Mississippi to BancorpSouth Bank.
- 21 June 1997Merged with Volunteer Bank. Its HMDA filings count as this lender's in the competition figures.
- 31 October 1998Merged with Highland Bank. Its HMDA filings count as this lender's in the competition figures.
- 5 December 1998Merged with Merchants Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2000Merged with City Bank & Trust of Shreveport, Louisiana. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2000Merged with First Republic Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2000Merged with First United Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2000Merged with FirstBank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2000Merged with Fredonia State Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 November 2000Merged with First Federal Savings and Loan Association. Its HMDA filings count as this lender's in the competition figures.
- 1 March 2002Merged with Pinnacle Bank. Its HMDA filings count as this lender's in the competition figures.
- 31 December 2004Merged with Premier Bank of Brentwood. Its HMDA filings count as this lender's in the competition figures.
- 31 December 2004Merged with The Business Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 December 2005Merged with American State Bank. Its HMDA filings count as this lender's in the competition figures.
- 2 July 2007Merged with The Signature Bank. Its HMDA filings count as this lender's in the competition figures.
- 16 April 2015Head office moved (now in MS).
- 16 January 2018Merged with First State Bank Central Texas. Its HMDA filings count as this lender's in the competition figures.
- 16 January 2018Merged with Ouachita Independent Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 October 2018Merged with Icon Bank of Texas. Its HMDA filings count as this lender's in the competition figures.
- 1 April 2019Merged with Grand Bank of Texas. Its HMDA filings count as this lender's in the competition figures.
- 1 April 2019Merged with Merchants Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2019Merged with Summit Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2019Merged with Texas Star Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2020Merged with Texas First State Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 May 2021Merged with FNB Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 May 2021Merged with National United. Its HMDA filings count as this lender's in the competition figures.
- 29 October 2021Merged with Cadence Bank. Its HMDA filings count as this lender's in the competition figures.
- 29 October 2021Renamed from BancorpSouth Bank to Cadence Bank.
- 22 November 2024Charter changed (FDIC class NM to SM).
- 22 November 2024Change in Primary Regulatory Agency.
- 1 May 2025Merged with First Chatham Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2025Merged with Bank of Brenham. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2025Merged with Citizens State Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2025Merged with First National Bank of Bellville. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2025Merged with First National Bank of Shiner. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2025Merged with Industry State Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1996BANK OF MISSISSIPPI
- 1997–2020BancorpSouth Bank
- 1999–2012BANCORPSOUTH
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 7 | Record adjusted; the published value is kept in dw.lar_original |
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