Applications / Mortgage Analytics / Lenders / Kentucky / The Commercial Bank of Grayson / Fair lending
The Commercial Bank of Grayson
Grayson, KY · State non-member bank · FDIC · $245 million assets · 139 loans in 2025
The Commercial Bank of Grayson's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
139
loans originated, 2025
157
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
The Commercial Bank of Grayson turned down none of the 143 home-loan applications it decided in 2025. Lenders of its type that decided a similar number of applications turned down about 9 in every 100. This can happen when a bank that keeps its own loans talks with customers before they formally apply, so requests unlikely to be approved never become recorded applications. It can also reflect how a bank records applications that end without a loan. With no applications turned down, there is no gap to compare with similar lenders. Its 2021 FDIC community-lending review rated it Satisfactory and found no discriminatory or other illegal credit practices.
How this is calculated: the fair-lending method.
The data and the software behind these pages
The Commercial Bank of Grayson's data
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The Commercial Bank of Grayson and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
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