Applications / Mortgage Analytics / Lenders / Virginia / The Bank of Charlotte County / Competition
The Bank of Charlotte County
Phenix, VA · State member bank · FRS · $228 million assets · 58 loans in 2025
The Bank of Charlotte County's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
58
loans originated, 2025
76
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Bank of Charlotte County competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO VIRGINIA, 2025
The Bank of Charlotte County ranks 119th of 539 lenders in non-metro Virginia, with $8.4M lent: 0.2% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Charlotte County in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LYNCHBURG, VA, 2025
The Bank of Charlotte County ranks 140th of 329 lenders in Lynchburg, VA, with $1.2M lent: 0.1% of a $1.79B market.
Lynchburg, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Charlotte County in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — RICHMOND, VA, 2025
The Bank of Charlotte County ranks 400th of 551 lenders in Richmond, VA, with $680K lent: 0.0% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Charlotte County in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — RALEIGH-CARY, NC, 2025
The Bank of Charlotte County ranks 501st of 638 lenders in Raleigh-Cary, NC, with $565K lent: 0.0% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Charlotte County in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
The Bank of Charlotte County ranks 530th of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $225K lent: 0.0% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Charlotte County in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ROANOKE, VA, 2025
The Bank of Charlotte County ranks 344th of 346 lenders in Roanoke, VA, with $55K lent: 0.0% of a $2.03B market.
Roanoke, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Bank of Charlotte County in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Bank of Charlotte County's data
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The Bank of Charlotte County and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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