Applications / Mortgage Analytics / Lenders / Pennsylvania / County Savings Bank
Essington, PA · Savings institution · OCC · $89.1 million assets · 23 loans in 2025
County Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
23
loans originated, 2025
25
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
County Savings Bank is a very small lender, with 23 loans in 2025 across four Pennsylvania counties, too few for its rates and shares to say much against similar lenders.
It made 38 loans in 2023, 28 in 2024 and 23 in 2025, down 18%, while similar lenders (savings institutions making between half and twice as many loans) grew 3% and the whole market 10%. Its $4.9 million in total, down from $7.2 million, is lower than more than four in five of them. A small bank's count can swing with a handful of borrowers. It filed no report for 2021 and 2022, so those years are gaps in the record, not years without lending.
Its typical rate of 6.00% and its share of loans in LMI (low- and moderate-income) areas, 4.3% against 17.2% for similar lenders, rest on 23 loans. On so few loans a single loan shifts a share by several points, so these figures are too small to read much into. Lending in only 4 counties would also shape them.
Its largest market is Philadelphia-Camden-Wilmington, where it ranks 392 of 784, in a market led by CrossCountry Mortgage and Rocket Mortgage. Its record there goes back before 1990.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. County Savings Bank took 25 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 43.5% · Other 30.4% · Home improvement 13.0% · Refinance 13.0%
Conventional 100.0% · of 23 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 23 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Philadelphia | 16 |
| Montgomery County-Bucks County-Chester County | 7 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HP3G6D4BYR6V26 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 658072 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43136 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1703136 | 2011–2017 |
Established 1 January 1920. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: County Savings Bank's data.
County Savings Bank's data
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County Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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