Applications / Mortgage Analytics / Lenders / Texas / Citizens State Bank / Competition
Citizens State Bank
Woodville, TX · State member bank · FRS · $463 million assets · 29 loans in 2025
Citizens State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
29
loans originated, 2025
35
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Citizens State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Citizens State Bank ranks 401st of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $7.1M lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TEXAS, 2025
Citizens State Bank ranks 344th of 831 lenders in non-metro Texas, with $4.0M lent: 0.0% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
Citizens State Bank ranks 419th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $2.4M lent: 0.0% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — COLLEGE STATION-BRYAN, TX, 2025
Citizens State Bank ranks 101st of 377 lenders in College Station-Bryan, TX, with $2.0M lent: 0.1% of a $1.70B market.
College Station-Bryan, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO COLORADO, 2025
Citizens State Bank ranks 544th of 626 lenders in non-metro Colorado, with $345K lent: 0.0% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BEAUMONT-PORT ARTHUR, TX, 2025
Citizens State Bank ranks 242nd of 289 lenders in Beaumont-Port Arthur, TX, with $185K lent: 0.0% of a $1.28B market.
Beaumont-Port Arthur, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WACO, TX, 2025
Citizens State Bank ranks 366th of 368 lenders in Waco, TX, with $45K lent: 0.0% of a $1.47B market.
Waco, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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