Applications / Mortgage Analytics / Lenders / Georgia / Thomasville National Bank
Thomasville, GA · National bank · OCC · $2.1 billion assets · 279 loans in 2025
Thomasville National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
279
loans originated, 2025
288
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Thomasville National Bank grew faster than about four in five similar lenders in 2025, with its lending by value up from $92.7 million to $138.6 million and its loans larger than most of theirs.
Its loans rose 20% to 279, against 5% for similar lenders (national banks making between half and twice as many loans) and 10% for the whole market. Shares rose in Brunswick-St. Simons, GA, to 1.8% from 1.1%, and in Tallahassee, FL, to 0.9%.
Purchase loans were 74.9% of its lending and refinancing 18.6%. Its 279 loans were its most since 2022.
Its typical loan was $235,000, against $205,000 for similar lenders, and jumbo loans (larger than the conforming limit) made up 7.8%, against 2.0%, higher than more than eight in ten of them. The jumbo share was 8.0% five years before, so this is a steady trait, consistent with a bank serving buyers of higher-priced homes.
Only 6.9% of its loans were in low- and moderate-income (LMI) tracts, against 16.5% for similar lenders, among the lowest tenth; five years before it was 18.5%. Yet 23.7% were in majority-minority tracts, against 7.3%. The make-up of tracts across its Georgia and Florida markets, and its shift toward larger loans, could both explain the pattern.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Thomasville National Bank took 288 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 74.9% · Refinance 18.6% · Home improvement 4.3% · Other 2.2%
Conventional 100.0% · of 279 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 213 | 76.3% |
| Florida | 57 | 20.4% |
| South Carolina | 5 | 1.8% |
| Alabama | 2 | 0.7% |
| North Carolina | 1 | 0.4% |
| Virginia | 1 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tallahassee | 39 |
| Valdosta | 13 |
| Brunswick-St. Simons | 12 |
| Athens-Clarke County | 4 |
| Crestview-Fort Walton Beach-Destin | 4 |
| Greenville-Anderson-Greer | 2 |
| Savannah | 2 |
| Albany | 1 |
| Augusta-Richmond County | 1 |
| Birmingham | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YJ77JVC6X3BO61 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2344753 | 2011–2023 |
| Respondent ID (the HMDA filer code before 2018) | 122883 | 2011–2017 |
Established 2 October 1995. Reported under HMDA 2011-2025.
Mergers, name changes, data editions and corrections: Thomasville National Bank's data.
Thomasville National Bank's data
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Thomasville National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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