Applications / Mortgage Analytics / Lenders / North Dakota / Kirkwood Bank & Trust Company / Competition
Kirkwood Bank & Trust Company
Bismarck, ND · State non-member bank · FDIC · $389 million assets · 133 loans in 2025
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133
loans originated, 2025
153
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Kirkwood Bank & Trust Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BISMARCK, ND, 2025
Kirkwood Bank & Trust Company ranks 9th of 145 lenders in Bismarck, ND, with $23.0M lent: 2.9% of a $795.9M market.
Bismarck, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NORTH DAKOTA, 2025
Kirkwood Bank & Trust Company ranks 49th of 191 lenders in non-metro North Dakota, with $3.8M lent: 0.4% of a $1.04B market.
non-metro North Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PHOENIX-MESA-CHANDLER, AZ, 2025
Kirkwood Bank & Trust Company ranks 494th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $2.6M lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FARGO, MN-ND, 2025
Kirkwood Bank & Trust Company ranks 75th of 207 lenders in Fargo, MN-ND, with $1.7M lent: 0.1% of a $1.76B market.
Fargo, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PRESCOTT VALLEY-PRESCOTT, AZ, 2025
Kirkwood Bank & Trust Company ranks 170th of 380 lenders in Prescott Valley-Prescott, AZ, with $1.7M lent: 0.1% of a $2.43B market.
Prescott Valley-Prescott, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DULUTH, MN-WI, 2025
Kirkwood Bank & Trust Company ranks 274th of 318 lenders in Duluth, MN-WI, with $185K lent: 0.0% of a $1.36B market.
Duluth, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KANSAS CITY, KS-MO, 2025
Kirkwood Bank & Trust Company ranks 542nd of 659 lenders in Kansas City, KS-MO, with $365K lent: 0.0% of a $16.29B market.
Kansas City, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Kirkwood Bank & Trust Company ranks 426th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $1.5M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Kirkwood Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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