Applications / Mortgage Analytics / Lenders / Colorado / High Country Bank / Competition
High Country Bank
Salida, CO · State member bank · FRS · $533 million assets · 176 loans in 2025
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176
loans originated, 2025
219
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who High Country Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO COLORADO, 2025
High Country Bank ranks 29th of 626 lenders in non-metro Colorado, with $67.3M lent: 0.7% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and High Country Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DENVER-AURORA-CENTENNIAL, CO, 2025
High Country Bank ranks 421st of 754 lenders in Denver-Aurora-Centennial, CO, with $2.7M lent: 0.0% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and High Country Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BOULDER, CO, 2025
High Country Bank ranks 210th of 352 lenders in Boulder, CO, with $1.3M lent: 0.0% of a $4.05B market.
Boulder, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and High Country Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — COLORADO SPRINGS, CO, 2025
High Country Bank ranks 335th of 487 lenders in Colorado Springs, CO, with $740K lent: 0.0% of a $8.78B market.
Colorado Springs, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and High Country Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
High Country Bank's data
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High Country Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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