Applications / Mortgage Analytics / Lenders / Georgia / Bank of Newington
Newington, GA · State non-member bank · FDIC · $313 million assets · 111 loans in 2025
Bank of Newington's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
111
loans originated, 2025
135
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Newington's loans rose 31% in 2025, faster than about three in four similar lenders, and a larger share of them went to low- and moderate-income borrowers than at most peers.
Originations rose from 85 to 111, against 9% growth for the typical similar lender (a bank of the same type making between half and twice as many loans) and 10% for the whole market. That put it back above its 2021 and 2022 levels after two lower years. It filed no report for 2018 to 2020; those are gaps in the record, not years without lending.
LMI (low- and moderate-income) borrowers took 32.5% of its loans, up from 21.4% and higher than about two-thirds of similar lenders, whose typical share was 27.6%. Its 13.5% in majority-minority tracts is about double the typical 6.2%. At 111 loans, a few borrowers move these shares.
Every loan was conventional, as at the typical similar lender. In Savannah it ranks 34 of 469 and its share rose to 0.7% from 0.6%, in a market led by United Wholesale Mortgage and Rocket Mortgage. Its slip in Brunswick-St. Simons rests on too few loans to read much into.
30.6% of its loans were for manufactured homes, against 3.3% for similar lenders, higher than almost all of them, and refinancing made up 53.2% of its lending. Its applications were too few to give a denial rate for home purchase or refinance.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2021–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bank of Newington took 135 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 53.2% · Purchase 39.6% · Other 5.4% · Home improvement 1.8%
Conventional 100.0% · of 111 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 111 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Savannah | 80 |
| Brunswick-St. Simons | 1 |
| Hinesville | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300V8Q7G5JIPNF396 | 2021–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 948531 | 2022–2023 |
Established 14 August 1919. Reported under HMDA 2021-2025.
Mergers, name changes, data editions and corrections: Bank of Newington's data.
Bank of Newington's data
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Bank of Newington and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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