Applications / Mortgage Analytics / Lenders / Missouri / Peoples Bank of Moniteau County
Jamestown, MO · State non-member bank · FDIC · $80.2 million assets · 29 loans in 2025
Peoples Bank of Moniteau County's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
29
loans originated, 2025
31
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peoples Bank of Moniteau County is a very small community lender around Jefferson City, Missouri, whose 29 loans in 2025 were in line with the 26 to 43 it has made in each year it reported since 2018.
Its $3.7 million in loans was lower than more than nine in ten similar lenders (state non-member banks making between half and twice as many loans), whose middle figure was $10.0 million. Its typical loan of $125,000 compares with $175,000 for the group. For a bank of $80.2 million in assets, these are the loans of a small community bank.
53.6% of its loans went to LMI (low- and moderate-income) borrowers, against 25.0% for similar lenders, and 34.5% were on manufactured homes, against 2.2%. With only 29 loans, a few borrowers move these shares a long way, so they are too small to read much into.
Originations fell 12% to 29, while similar lenders were unchanged and the whole market rose 10%. Its count has stayed between 26 and 43 in every year it reported since 2018, so this is ordinary movement for a lender of its size rather than a change of course.
Its share of the Jefferson City market slipped from 0.6% to 0.4%, ranking it 38 of 189, behind Flat Branch Mortgage and The Central Trust Bank. It has lent there since 2008, when it first reported.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Peoples Bank of Moniteau County took 31 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.2% · Refinance 24.1% · Home improvement 20.7%
Conventional 100.0% · of 29 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 29 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jefferson City | 22 |
| Columbia | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549004VOV9Z4QJDLG33 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 915056 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 315792 | 2008–2017 |
Established 13 January 1941. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: Peoples Bank of Moniteau County's data.
Peoples Bank of Moniteau County's data
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Peoples Bank of Moniteau County and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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