Applications / Mortgage Analytics / Lenders / Ohio / First Financial Bank / Data
First Financial Bank
Cincinnati, OH · State member bank · FRS · $21.0 billion assets · 7,073 loans in 2025
First Financial Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
7,073
loans originated, 2025
10,539
applications, 2025
16
states and territories
0
gaps bigger than at similar lenders
History
- 20 July 1970Head office moved (now in OH).
- 1 July 1980Head office moved (now in OH).
- 1 July 1980Renamed from The First National Bank and Trust Company of Hamilton to First National Bank of Southwestern Ohio.
- 1990First report under HMDA in the public data (which begins in 1990).
- 7 August 1991Head office moved (now in OH).
- 21 July 2000Merged with Home Federal Bank, a Federal Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 19 July 2002Merged with Hebron Deposit Bank. Its HMDA filings count as this lender's in the competition figures.
- 19 July 2002Renamed from First National Bank of Southwestern Ohio to First Financial Bank, National Association.
- 19 March 2005Merged with Heritage Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 20 August 2005Merged with Community First Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 20 August 2005Merged with Sand Ridge Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 August 2009Merged with Peoples Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 19 September 2009Merged with Irwin Union Bank and Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 19 September 2009Merged with Irwin Union Bank. Its HMDA filings count as this lender's in the competition figures.
- 8 August 2014Merged with Insight Bank. Its HMDA filings count as this lender's in the competition figures.
- 8 August 2014Merged with The First Bexley Bank. Its HMDA filings count as this lender's in the competition figures.
- 22 August 2014Merged with The Guernsey Bank. Its HMDA filings count as this lender's in the competition figures.
- 30 December 2016Charter changed (FDIC class N to SM).
- 30 December 2016Head office moved (now in OH).
- 30 December 2016Renamed from First Financial Bank, National Association to First Financial Bank.
- 30 December 2016Change in Primary Regulatory Agency.
- 1 April 2018Merged with Mainsource. Its HMDA filings count as this lender's in the competition figures.
- 1 November 2025Merged with Westfield Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2026Merged with BankFinancial. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1991FIRST NATL BK SOUTHWEST OHIO
- 1992–1996FIRST NATIONAL BANK OF SW OH
- 1994–1995FIRST NATIONAL BANK OF SWO
- 1997–1997FIRST NATIONAL BANK OF SW OHIO
- 1998–1999FIRST NAT'L BANK OF SW OHIO
- 2000–2002FIRST SOUTHWESTERN
- 2003–2003FIRST FNCL BANK NA
- 2011–2014FIRST FINANCIAL BANK N.A.
- 2015–2015FIRST FINANCIAL BANK NA
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 8 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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