Applications / Mortgage Analytics / Lenders / Pennsylvania / Dollar Bank, Federal Savings Bank
Pittsburgh, PA · Savings institution · OCC · $12.5 billion assets · 4,961 loans in 2025
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4,961
loans originated, 2025
7,196
applications, 2025
31
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Dollar Bank, Federal Savings Bank combines the smallest typical loan among similar lenders with the largest share of loans above the conforming limit, alongside a top-three position in Pittsburgh.
Its typical loan was $105,000, against $225,000 for similar lenders (savings institutions making between half and twice as many loans), the lowest among them. Yet 8.5% of its loans were jumbo (larger than the conforming limit), against 2.2%, the highest. Home improvement loans may account for the small typical loan, alongside fewer, larger mortgages.
For first-lien home-purchase applications on owner-occupied homes it turned down 4.1%, against 6.4% for similar lenders, lower than about six in ten of them. Refinancing is its largest purpose, at 30.3% of its loans.
It ranks 3 of 571 in Pittsburgh with a 5.1% share, up 0.1 points, behind PNC Bank and Rocket Mortgage. In Cleveland it ranks 16 of 577, with its share down 0.2 points to 1.3%, a small move in a market The Huntington National Bank leads. It has lent in both since before 1990.
Originations rose 16% to 4,961, close to the 14% for similar lenders and above the market's 10%, but still below the 8,571 of 2021. 30.9% went to LMI (low- and moderate-income) borrowers, more than about four in five peers.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Dollar Bank, Federal Savings Bank took 7,196 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 30.3% · Home improvement 28.6% · Purchase 25.9% · Other 15.2%
Conventional 98.6% · FHA 1.2% · VA 0.2% · of 4,961 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 3,102 | 62.5% |
| Ohio | 1,229 | 24.8% |
| Virginia | 228 | 4.6% |
| Maryland | 75 | 1.5% |
| South Carolina | 71 | 1.4% |
| Georgia | 59 | 1.2% |
| North Carolina | 50 | 1.0% |
| Minnesota | 25 | 0.5% |
| Florida | 18 | 0.4% |
| Tennessee | 13 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsburgh | 3,033 |
| Cleveland | 1,032 |
| Virginia Beach-Chesapeake-Norfolk | 180 |
| Akron | 92 |
| Arlington-Alexandria-Reston | 38 |
| Greenville-Anderson-Greer | 31 |
| Atlanta-Sandy Springs-Roswell | 27 |
| Canton-Massillon | 27 |
| Minneapolis-St. Paul-Bloomington | 23 |
| Baltimore-Columbia-Towson | 19 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300MSU5WVAU4ZN645 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 961624 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 48043 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1708043 | 2011–2017 |
Established 21 September 1984. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Dollar Bank, Federal Savings Bank's data.
Dollar Bank, Federal Savings Bank's data
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Dollar Bank, Federal Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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