Applications / Mortgage Analytics / Lenders / North Dakota / Bell Bank / Competition
Bell Bank
Fargo, ND · State non-member bank · FDIC · $14.4 billion assets · 11,534 loans in 2025
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11,534
loans originated, 2025
14,535
applications, 2025
38
states and territories
0
gaps bigger than at similar lenders
Who Bell Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Bell Bank ranks 1st of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $1.80B lent: 6.5% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PHOENIX-MESA-CHANDLER, AZ, 2025
Bell Bank ranks 22nd of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $493.6M lent: 1.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MINNESOTA, 2025
Bell Bank ranks 3rd of 536 lenders in non-metro Minnesota, with $220.6M lent: 4.2% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FARGO, MN-ND, 2025
Bell Bank ranks 1st of 207 lenders in Fargo, MN-ND, with $203.5M lent: 11.5% of a $1.76B market.
Fargo, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — KANSAS CITY, KS-MO, 2025
Bell Bank ranks 29th of 659 lenders in Kansas City, KS-MO, with $135.3M lent: 0.8% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GAINESVILLE, GA, 2025
Bell Bank ranks 140th of 336 lenders in Gainesville, GA, with $1.8M lent: 0.1% of a $1.67B market.
Gainesville, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BATON ROUGE, LA, 2025
Bell Bank ranks 181st of 369 lenders in Baton Rouge, LA, with $1.5M lent: 0.0% of a $3.67B market.
Baton Rouge, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — COLUMBUS, AL-GA, 2025
Bell Bank ranks 137th of 318 lenders in Columbus, AL-GA, with $1.1M lent: 0.1% of a $1.54B market.
Columbus, AL-GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bell Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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