Applications / Mortgage Analytics / Lenders / California / Five Star Bank / Competition
Five Star Bank
Roseville, CA · State non-member bank · FDIC · $4.8 billion assets · 114 loans in 2025
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114
loans originated, 2025
126
applications, 2025
28
states and territories
0
gaps bigger than at similar lenders
Who Five Star Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Five Star Bank ranks 180th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $29.3M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OGDEN, UT, 2025
Five Star Bank ranks 76th of 308 lenders in Ogden, UT, with $12.4M lent: 0.2% of a $6.38B market.
Ogden, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Five Star Bank ranks 200th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $10.1M lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHICO, CA, 2025
Five Star Bank ranks 28th of 255 lenders in Chico, CA, with $10.1M lent: 0.9% of a $1.11B market.
Chico, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Five Star Bank ranks 185th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $9.8M lent: 0.0% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — JACKSON, TN, 2025
Five Star Bank ranks 19th of 248 lenders in Jackson, TN, with $9.4M lent: 1.0% of a $897.7M market.
Jackson, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CLARKSVILLE, KY-TN, 2025
Five Star Bank ranks 59th of 397 lenders in Clarksville, KY-TN, with $7.6M lent: 0.3% of a $2.82B market.
Clarksville, KY-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Five Star Bank ranks 296th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $7.3M lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Five Star Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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