Applications / Mortgage Analytics / Lenders / Virginia / First Sentinel Bank / Competition
First Sentinel Bank
Richlands, VA · State member bank · FRS · $404 million assets · 80 loans in 2025
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80
loans originated, 2025
88
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who First Sentinel Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO WEST VIRGINIA, 2025
First Sentinel Bank ranks 39th of 299 lenders in non-metro West Virginia, with $8.3M lent: 0.6% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO VIRGINIA, 2025
First Sentinel Bank ranks 150th of 539 lenders in non-metro Virginia, with $5.8M lent: 0.1% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BLACKSBURG-CHRISTIANSBURG-RADFORD, VA, 2025
First Sentinel Bank ranks 45th of 233 lenders in Blacksburg-Christiansburg-Radford, VA, with $2.6M lent: 0.3% of a $778.1M market.
Blacksburg-Christiansburg-Radford, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHARLESTON-NORTH CHARLESTON, SC, 2025
First Sentinel Bank ranks 348th of 617 lenders in Charleston-North Charleston, SC, with $1.5M lent: 0.0% of a $11.91B market.
Charleston-North Charleston, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — STAUNTON-STUARTS DRAFT, VA, 2025
First Sentinel Bank ranks 135th of 236 lenders in Staunton-Stuarts Draft, VA, with $535K lent: 0.1% of a $800.1M market.
Staunton-Stuarts Draft, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO NORTH CAROLINA, 2025
First Sentinel Bank ranks 710th of 762 lenders in non-metro North Carolina, with $185K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KINGSPORT-BRISTOL, TN-VA, 2025
First Sentinel Bank ranks 230th of 324 lenders in Kingsport-Bristol, TN-VA, with $325K lent: 0.0% of a $1.54B market.
Kingsport-Bristol, TN-VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ROANOKE, VA, 2025
First Sentinel Bank ranks 285th of 346 lenders in Roanoke, VA, with $295K lent: 0.0% of a $2.03B market.
Roanoke, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Sentinel Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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