Applications / Mortgage Analytics / Lenders / Pennsylvania / Orrstown Bank / Fair lending
Orrstown Bank
Harrisburg, PA · State member bank · FRS · $5.5 billion assets · 1,063 loans in 2025
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1,063
loans originated, 2025
1,468
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Orrstown Bank did not receive enough applications from Black, Hispanic or Asian applicants in 2025 to compare its denial rates with those of similar lenders. A test needs, for that loan purpose, at least 100 decided applications from the group and from White applicants, with at least 20 of each turned down and 20 approved.
How this is calculated: the fair-lending method.
The data and the software behind these pages
Orrstown Bank's data
$215
Orrstown Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
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