Applications / Mortgage Analytics / Lenders / Minnesota / Liberty Bank Minnesota
Liberty Bank Minnesota
Saint Cloud, MN · State member bank · FRS · $284 million assets · 292 loans in 2025
Liberty Bank Minnesota's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
292
loans originated, 2025
336
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
292 loans in 2025, against a peak of 1,837 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Liberty Bank Minnesota took 336 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
62.7% of its 2025 loans were purchase loans; 96.6% were Conventional.
Purchase 62.7% · Refinance 27.4% · Other 5.8% · Home improvement 4.1%
Conventional 96.6% · VA 1.7% · FHA 1.4% · USDA (RHS or FSA) 0.3% · of 292 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
2 states, 4 metros, 28 counties
| State | Loans | Share |
|---|---|---|
| Minnesota | 291 | 99.7% |
| Wisconsin | 1 | 0.3% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| St. Cloud | 202 |
| Minneapolis-St. Paul-Bloomington | 58 |
| Duluth | 1 |
| Eau Claire | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DM47883NLNBK72 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1387203 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 326891 | 1991–1994 |
| Respondent ID (the HMDA filer code before 2018) | 411882 | 1995–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1711882 | 2011–2015 |
| Respondent ID (the HMDA filer code before 2018) | 21387203 | 2016–2017 |
Established 1 January 1987. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Liberty Bank Minnesota's data.
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Liberty Bank Minnesota's data
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