Applications / Mortgage Analytics / Lenders / New York / TrustCo Bank / Competition
TrustCo Bank
Glenville, NY · Savings institution · FDIC · $6.4 billion assets · 2,788 loans in 2025
2,788
loans originated, 2025
4,999
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who TrustCo Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ALBANY-SCHENECTADY-TROY, NY, 2025
TrustCo Bank ranks 4th of 265 lenders in Albany-Schenectady-Troy, NY, with $272.3M lent: 6.0% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
TrustCo Bank ranks 214th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $92.9M lent: 0.1% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
TrustCo Bank ranks 55th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $91.9M lent: 0.4% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
TrustCo Bank ranks 126th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $42.0M lent: 0.2% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
TrustCo Bank ranks 74th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $30.8M lent: 0.3% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO NORTH CAROLINA, 2025
TrustCo Bank ranks 538th of 762 lenders in non-metro North Carolina, with $655K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JACKSONVILLE, FL, 2025
TrustCo Bank ranks 250th of 715 lenders in Jacksonville, FL, with $4.3M lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CAPE CORAL-FORT MYERS, FL, 2025
TrustCo Bank ranks 254th of 798 lenders in Cape Coral-Fort Myers, FL, with $3.1M lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TrustCo Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED