Applications / Mortgage Analytics / Lenders / New York / TrustCo Bank
TrustCo Bank
Glenville, NY · Savings institution · FDIC · $6.4 billion assets · 2,788 loans in 2025
2,788
loans originated, 2025
4,999
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
2,788 loans in 2025, against a peak of 5,968 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. TrustCo Bank took 4,999 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
33.2% of its 2025 loans were other loans; 100.0% were Conventional.
Other 33.2% · Purchase 32.8% · Refinance 22.8% · Home improvement 11.2%
Conventional 100.0% · of 2,788 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
6 states, 24 metros, 51 counties
| State | Loans | Share |
|---|---|---|
| New York | 1,749 | 62.7% |
| Florida | 991 | 35.5% |
| New Jersey | 29 | 1.0% |
| Massachusetts | 9 | 0.3% |
| Vermont | 9 | 0.3% |
| North Carolina | 1 | 0.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Albany-Schenectady-Troy | 1,228 |
| Orlando-Kissimmee-Sanford | 428 |
| New York-Jersey City-White Plains | 288 |
| North Port-Bradenton-Sarasota | 142 |
| Tampa | 128 |
| Glens Falls | 99 |
| Deltona-Daytona Beach-Ormond Beach | 85 |
| Kiryas Joel-Poughkeepsie-Newburgh | 60 |
| Palm Bay-Melbourne-Titusville | 41 |
| West Palm Beach-Boca Raton-Delray Beach | 40 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GCEP3NM7A1X491 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 677176 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 47635 | 2000–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1707635 | 2011–2017 |
Established 1 January 1925. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: TrustCo Bank's data.