Applications / Mortgage Analytics / Lenders / North Carolina / Truist Bank
Truist Bank
Charlotte, NC · State non-member bank · FDIC · $540 billion assets · 41,059 loans in 2025
41,059
loans originated, 2025
83,601
applications, 2025
49
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
41,059 loans in 2025, against a peak of 112,242 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Truist Bank took 83,601 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
31.5% of its 2025 loans were purchase loans; 97.0% were Conventional.
Purchase 31.5% · Refinance 28.7% · Other 21.8% · Home improvement 17.9%
Conventional 97.0% · FHA 1.7% · VA 1.2% · USDA (RHS or FSA) 0.1% · of 41,059 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
49 states, 324 metros, 1,287 counties
| State | Loans | Share |
|---|---|---|
| North Carolina | 7,935 | 19.3% |
| Virginia | 6,380 | 15.5% |
| Florida | 6,120 | 14.9% |
| Georgia | 4,849 | 11.8% |
| Maryland | 3,248 | 7.9% |
| South Carolina | 2,178 | 5.3% |
| Pennsylvania | 2,152 | 5.2% |
| Tennessee | 2,018 | 4.9% |
| Texas | 1,261 | 3.1% |
| Kentucky | 1,026 | 2.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Arlington-Alexandria-Reston | 2,530 |
| Atlanta-Sandy Springs-Roswell | 2,497 |
| Charlotte-Concord-Gastonia | 1,975 |
| Baltimore-Columbia-Towson | 1,259 |
| Richmond | 1,144 |
| Frederick-Gaithersburg-Bethesda | 1,078 |
| Orlando-Kissimmee-Sanford | 1,077 |
| Raleigh-Cary | 1,057 |
| Virginia Beach-Chesapeake-Norfolk | 881 |
| Marietta | 873 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | JJKC32MCHWDI71265Z06 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 852320 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 39846 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 9852320 | 2011–2017 |
Established 1 January 1872. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Truist Bank's data.