Applications / Mortgage Analytics / Lenders / Utah / SoFi Bank / Data
SoFi Bank
Cottonwood Heights, UT · National bank · OCC · $46.6 billion assets · 16,189 loans in 2025
16,189
loans originated, 2025
55,546
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
History
- 29 December 1986Established as Foothill Community Bank, National Association.
- 1990First report under HMDA in the public data (which begins in 1990).
- 1 August 1993Renamed from Foothill Community Bank, National Association to Gold Country National Bank.
- 21 May 2001Head office moved (now in CA).
- 21 May 2001Renamed from Gold Country National Bank to Gold Country Bank, National Association.
- 15 June 2001Head office moved (now in CA).
- 2 January 2012Renamed from Gold Country Bank, National Association to Golden Pacific Bank, National Association.
- 2 May 2014Head office moved (now in CA).
- 7 May 2014Head office moved (now in CA).
- 4 June 2018Head office moved (now in CA).
- 2 February 2022Head office moved (now in UT).
- 2 February 2022Renamed from Golden Pacific Bank, National Association to SoFi Bank, National Association.
Filed under earlier names
- 1990–1990FOOTHILL COMMUNITY BANK,N A
- 1991–1991FOOTHILL CUMMUNITY BK NA BROWN
- 1992–1992FOOTHILL COMMUNITY BANK, N.A.
- 1993–2000GOLD COUNTRY NATIONAL BANK
- 2001–2003GOLD COUNTRY BANK, NA
- 2004–2010GOLD COUNTRY BANK NA
- 2011–2011GOLD COUNTRY BANK
- 2012–2016GOLDEN PACIFIC BANK NA
- 2014–2014GOLDEN PACIFIC BANK NA
- 2022–2025SOFI BANK, NATIONAL ASSOCIATION
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 15 | Record adjusted; the published value is kept in dw.lar_original |
The data behind this page, and how it was built, checked and analysed in Jenner: the data product · the fair-lending method. Page generated 2026-10-23T07:30:17Z.